Excelente para organizar el gasto del hogar, compre otra para mi esposa un poco diferente y una de las diferencias importantes es que esta tiene zipper lo que hace que me de mas confianza. Yo agregue las hojas que bienen en el paquete y esto hace que quede un poco ajustado el espacio, pero si alguien requiriera mas espacio podria reducir el numero de hojas y aumentar el numero de bolsas para el dinero.The binder and items it came with was fine, the only issue is with the calculator. There is a defect on the calculator itself. I did order a replacement but the replacements calculator was even worse and there were scratch marks on the binder itself.Very disappointed, it was poorly made. Got my binder out of the box and it was already falling apart also it looked like it has been used.Update; Thank you HITNEXT for an awesome customer service and for responding to my review. That was a fast refund.it was a wonderful product.This fit my needs perfectly! The craftsmanship is high quality. The only wish I have is that it was just a tiny bit bigger. Just a little bit, but this is perfect. I would definitely recommend this product for anyone looking to organize not just their finances, but for organization in general.I wish the pages were laid out so I could see a full week at a time rather than the end of a week and start of the week. Otherwise good!Once you organize your budget binder the way you want it…everything falls apart because the rings don’t stay shut. Super annoying.Zipper closes with ease and good size for taking with you. Just wish rings were largerTodo me gustó lo uso para ir guardando mis pagos y no tocar ese dineroEs lo que ofrecenPractico y comidoQue la calculadora llego rotaMuy pequeño